Terms of Use

Welcome to www.compassinsuranceco.com (the "Site"), operated by Compass Insurance Co. and Hunter Chaumont Insurance Agency Inc. ("we," "us," or "our"), located in Tyler, Texas. By accessing or using this Site, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use this Site.

1. Acceptance of Terms

By accessing and using this Site, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. These Terms constitute a legally binding agreement between you and Compass Insurance Co.

2. Informational Purpose Only

The content on this Site is provided for general informational purposes only. It is not intended to constitute legal advice, financial advice, or a guarantee of any specific insurance coverage, rates, or outcomes.

Information about insurance products, coverage types, pricing, and availability on this Site:

• Is subject to change without notice
• May vary based on individual circumstances, underwriting criteria, and applicable law
• Does not constitute a binding quote, offer, or contract of insurance
• Is not a guarantee of coverage, eligibility, or premium amounts

Actual coverage, rates, and terms are determined by the applicable insurance carrier based on your specific information and underwriting review. A formal policy document issued by an insurance carrier governs all coverage — not any content on this website.

3. Quote Requests

Submitting a quote request through this Site does not create an insurance policy, bind coverage, or guarantee that insurance will be issued. A quote request is an inquiry only. Insurance coverage does not take effect until a policy is formally issued by a licensed carrier and any applicable premium is paid.

4. Accuracy of Information

We strive to provide accurate and up-to-date information on this Site. However, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information contained on this Site for any purpose.

We reserve the right to correct errors and update information at any time without prior notice.

5. Intellectual Property

All content on this Site — including text, graphics, logos, images, and design elements — is the property of Compass Insurance Co. or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or use any content from this Site without our prior written consent.

6. Third-Party Links

This Site may contain links to third-party websites, including insurance carrier websites and review platforms. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Accessing third-party sites is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Compass Insurance Co. and Hunter Chaumont Insurance Agency Inc. shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use this Site
• Any errors or omissions in the Site's content
• Any unauthorized access to or use of our servers or personal data
• Any interruption or cessation of transmission to or from the Site
• Any bugs, viruses, or other harmful code transmitted through the Site

8. Disclaimer of Warranties

This Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. By using this Site, you consent to our collection and use of information as described in the Privacy Policy.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under or relating to these Terms shall be resolved exclusively in the state or federal courts located in Smith County, Texas.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Contact Us

If you have questions about these Terms of Use, please contact us: