What Does Commercial Auto Insurance Cover?
Commercial auto insurance covers vehicles used for business purposes — from a single contractor's truck to a fleet of delivery vehicles.
Commercial Liability
Covers bodily injury and property damage your business vehicle causes to others. Higher liability limits than personal auto are often required for commercial use — and for good reason.
Collision Coverage
Pays to repair or replace your business vehicle after an accident, regardless of fault. Essential for vehicles that are critical to your daily operations.
Comprehensive Coverage
Covers non-collision damage: theft, vandalism, fire, hail, flooding. Especially important for expensive commercial trucks and specialty vehicles.
Hired & Non-Owned Auto
Covers vehicles your business uses but doesn't own — including rental cars and employee vehicles used for business purposes. Fills the gap that personal auto policies leave.
Uninsured Motorist Coverage
Protects your business drivers if they're hit by an uninsured driver. Texas has a significant uninsured driver population — this coverage is worth having.
Fleet Coverage
We can help you insure multiple vehicles under a single commercial fleet policy, often at a lower cost per vehicle than individual policies. Streamlines billing and management.
Does Your Business Need Commercial Auto?
Delivery & Logistics
Any business making deliveries — food, products, supplies — needs commercial auto coverage. Personal auto policies exclude commercial use and will deny claims if you're delivering for pay.
Contractors & Tradespeople
Contractors, plumbers, electricians, landscapers, and other tradespeople who drive to job sites in work trucks or vans need commercial coverage to be properly protected.
Company Cars & Fleets
If your business provides vehicles to employees for business use, commercial auto insurance is essential. It protects the business from liability when employees drive company-owned vehicles.
Business Insurance Done Right
Hunter Chaumont has helped hundreds of Texas businesses get properly covered. Don't leave your business exposed — get expert guidance from a local agent who understands your needs.
We Shop Top Carriers
We compare options across leading commercial carriers to make sure your business gets the right coverage at a competitive price.
Industry-Specific Knowledge
Different businesses face different risks. We understand the coverage needs of contractors, retailers, medical professionals, and more.
Real People. Real Answers.
Call or text Hunter directly. No call centers, no runaround. Just clear answers and fast service when your business needs it.